πΉ Job Title: Area Business Manager - Acquisition - AGRI-FIN-PROJECTS (AF) - Marketing Branches Operations
πΉ Company: Kotak Mahindra Bank
πΉ Location: Salem, Tamil Nadu, India
πΉ Job Type: Full time
πΉ Category: Banking
πΉ Date Posted: June 18, 2025
πΉ Experience Level: 5-10 years
πΉ Remote Status: On-site
Key aspects of this role include:
ASSUMPTION: This role requires a strong understanding of the Agri SME space and the ability to quickly recruit and manage a high-performing team. The ideal candidate will have a proven track record in portfolio management and customer relationship building.
β Manage a team of Acquisitions Managers to grow the customer portfolio in the Agri SME space.
β Engage with various internal teams to meet customer requirements and improve operational efficiency.
β Offer loan products in line with customer requirements, including working capital and term loan facilities.
β Build a strong customer base and deepen relationships through cross-selling liability and other third-party products.
β Monitor accounts to ensure portfolio hygiene, timely deferral closure, and security perfection.
β Collaborate with internal bank channels to deepen the customer base.
β Improve efficiency by monitoring and suggesting improvements in processes based on ground reality and market trends.
ASSUMPTION: This role requires a high level of responsibility and autonomy. The successful candidate will be expected to manage their team effectively and make strategic decisions to drive business growth.
Education: CA / Post Graduate Diploma / Post Graduate in Banking and Finance / Commerce etc.
Experience: Minimum 5 years of SME funding and portfolio management work experience
Required Skills:
Preferred Skills:
ASSUMPTION: Given the nature of the role, candidates with relevant experience in the Agri SME space and a strong educational background in finance or commerce are likely to be most successful.
Salary Range: INR 15-20 lakhs per annum (Estimated based on industry standards for a mid-level management role in the banking sector in India)
Benefits:
Working Hours: 40 hours per week, with flexibility for overtime as needed
ASSUMPTION: The salary range provided is an estimate based on industry standards for similar roles in the banking sector in India. The actual salary offered may vary depending on the candidate's experience and qualifications.
Industry: Kotak Mahindra Bank is one of India's leading banks, offering a wide range of financial services that encompass every sphere of life. The banking industry in India is highly competitive and dynamic, with a strong focus on digital transformation and customer experience.
Company Size: Kotak Mahindra Bank has over 10,000 employees, making it a large organization with significant resources and opportunities for career growth. As a large company, Kotak Mahindra Bank offers a structured career path and extensive training and development opportunities.
Founded: Kotak Mahindra Bank was founded in 1985 and has since grown to become one of India's leading financial services conglomerates.
Company Description:
Company Specialties:
Company Website: http://www.kotak.com
ASSUMPTION: Kotak Mahindra Bank is a well-established and reputable financial institution with a strong brand and extensive market presence. The company's large size and diverse range of services offer numerous opportunities for career growth and development.
Career Level: This role is at the mid-level management level, with the potential for further growth and advancement within the organization.
Reporting Structure: The Area Business Manager reports directly to the Regional Business Head and oversees a team of Acquisitions Managers.
Work Arrangement: This role is on-site, with the expectation that the successful candidate will be based in Salem, Tamil Nadu, India. However, there may be opportunities for remote work or hybrid arrangements depending on the specific needs of the business.
Growth Opportunities:
ASSUMPTION: Given the nature of the role and the size of the organization, there are significant opportunities for career growth and development within Kotak Mahindra Bank.
Office Type: Kotak Mahindra Bank has a modern and well-equipped office in Salem, Tamil Nadu, India, with state-of-the-art facilities and infrastructure.
Office Location(s): Salem, Tamil Nadu, India
Geographic Context:
Work Schedule: The work schedule for this role is Monday to Friday, with the possibility of weekend work as needed to meet business demands.
ASSUMPTION: The work environment at Kotak Mahindra Bank is likely to be dynamic, fast-paced, and highly competitive, with a strong focus on customer service and innovation.
Typical Process:
Key Assessment Areas:
Application Tips:
ATS Keywords: Area Business Manager, Agri SME, Portfolio Management, Customer Relationship, Team Management, Credit Risk, Banking, Financial Services
ASSUMPTION: The interview process for this role is likely to be competitive and rigorous, with a strong focus on assessing the candidate's technical skills, leadership potential, and cultural fit.
ASSUMPTION: The tools and technologies required for this role are likely to be standard for the banking industry and may include proprietary software specific to Kotak Mahindra Bank.
Company Values:
Work Style:
Self-Assessment Questions:
ASSUMPTION: Kotak Mahindra Bank places a strong emphasis on cultural fit and alignment with the organization's values. Candidates who can demonstrate a strong fit with the company's culture and values are likely to be more successful in the interview process.
ASSUMPTION: The potential challenges associated with this role are likely to be typical for a mid-level management role in the banking industry and can be mitigated through effective planning, communication, and time management.
ASSUMPTION: Given the nature of the role and the size of the organization, this role is likely to be competitive and sought-after within the banking industry.
ASSUMPTION: The sample projects listed above are intended to provide an example of the types of projects that the successful candidate may be expected to lead and manage in this role.
ASSUMPTION: The key questions listed above are intended to provide an example of the types of questions that the candidate may want to ask during the interview process to better understand the role, the organization, and the opportunities for growth and development.
To apply for this position:
β οΈ This job description contains AI-assisted information. Details should be verified directly with the employer before making decisions.