Group Product Manager, Digital Account Opening

📌 Core Information

🔹 Job Title: Group Product Manager, Digital Account Opening

🔹 Company: Clutch

🔹 Location: United States (Remote)

🔹 Job Type: Full-Time

🔹 Category: Financial Services

🔹 Date Posted: July 10, 2025

🔹 Experience Level: 7-9 years

🔹 Remote Status: Remote OK

🚀 Job Overview

Key aspects of this role include:

• Leading and scaling the Digital Account Opening product across digital and in-branch channels
• Coaching and mentoring two Product Managers
• Driving execution and ensuring smooth go-lives for customers
• Integrating the product tightly with other Clutch products to create a seamless member journey
• Identifying new product opportunities within and beyond account opening

ASSUMPTION: This role requires a high level of ownership and the ability to thrive in a fast-paced, high-impact environment. Candidates should have a deep understanding of the account opening space and be comfortable working in ambiguity.

📋 Key Responsibilities

✅ Lead and scale the Digital Account Opening product across digital and in-branch channels

✅ Coach and mentor two Product Managers, helping them grow and develop

✅ Drive execution and ensure smooth go-lives for customers, including shipping impactful features and partner launches

✅ Integrate the product tightly with other Clutch products to create a seamless member journey

✅ Act as a thought partner to Sales and CX, contributing to customer strategy and GTM enablement

✅ Identify new product opportunities within and beyond account opening

ASSUMPTION: This role requires a strong focus on execution and the ability to balance both strategic thinking and tactical execution.

🎯 Required Qualifications

Education: Bachelor's degree in a relevant field (e.g., Business, Computer Science, or a related discipline). An advanced degree is a plus.

Experience: 7-9 years of Product Management experience, with at least 2 years in a leadership role (player/coach).

Required Skills:

• Deep familiarity with the account opening space or rapid learnability in banking, onboarding, identity, compliance, or consumer fintech
• Bias for action and ability to execute in fast-moving environments
• Customer obsession and ability to uncover root problems and translate insight into roadmap
• Hands-on builder mindset, comfortable with full-stack product responsibilities
• Leadership through clarity, influencing without authority, and coaching PMs
• Experience navigating complex B2B2C environments (a plus)

Preferred Skills:

• Prior account opening experience
• Experience in a growth-stage startup or fintech environment
• Familiarity with Clutch's products or similar fintech solutions

ASSUMPTION: Candidates should have a strong background in product management and a proven track record of driving execution and results in fast-paced environments.

💰 Compensation & Benefits

Salary Range: $150,000 - $200,000 per year (based on industry standards for a Group Product Manager role in the United States)

Benefits:

• Remote flexibility
• Unforgettable off-sites twice a year
• Flexible PTO days yearly
• Stock options as part of the compensation package
• Budget for home office setup
• Budget for work-related trips and co-working
• Comprehensive health and dental insurance plans

Working Hours: Full-time (40 hours per week), with flexibility for remote work

ASSUMPTION: The salary range is estimated based on industry standards for a Group Product Manager role in the United States. The benefits listed are based on the information provided in the job description.

📌 Applicant Insights

🔍 Company Context

Industry: Financial Services. Clutch is a vertical SaaS company focused on revolutionizing the way Credit Unions engage with their members.

Company Size: 51-200 employees. Clutch is a growth-stage startup, offering a fast-paced and dynamic work environment.

Founded: 2023. Clutch is a relatively new company, providing ample opportunities for growth and impact.

Company Description:

• Clutch is a revolutionary vertical SaaS company, backed by Andreessen Horowitz (A16z), aimed at turning Credit Unions into FinTechs
• The company addresses the urgent need for affordable lending solutions in an era where the average American grapples with over $155,000 in household debt
• Clutch's mission extends beyond mere financial transactions; it strives to fundamentally enhance the way credit unions interact with their members

Company Specialties:

• Digital deposit account opening
• Frictionless loan applications (POS)
• Perpetual pre-approval and recapture efforts

Company Website: withclutch.com

ASSUMPTION: Clutch is a fast-growing, mission-driven company focused on transforming the financial services industry. Candidates should be excited about the opportunity to make a significant impact in a rapidly evolving space.

📊 Role Analysis

Career Level: Mid-Senior level. This role is suitable for experienced Product Managers looking to take on a leadership role and make a significant impact on a high-growth product.

Reporting Structure: This role reports directly to the Head of Product and has two direct reports (Product Managers).

Work Arrangement: Remote OK. This role offers the flexibility to work remotely from anywhere in the United States.

Growth Opportunities:

• As the company grows, there will be opportunities for the right candidate to take on more responsibility and advance their career
• This role offers the chance to mentor and coach other Product Managers, helping them grow and develop
• Clutch's fast-paced environment provides ample opportunities for learning and professional development

ASSUMPTION: This role offers a unique opportunity for experienced Product Managers to lead a high-impact product and make a significant difference in a growth-stage company.

🌍 Location & Work Environment

Office Type: Remote-first. Clutch offers remote flexibility, allowing employees to work from anywhere in the United States.

Office Location(s): San Francisco, CA (Headquarters)

Geographic Context:

• The United States has a diverse and dynamic financial services industry, with ample opportunities for growth and innovation
• San Francisco is a major tech hub, offering a vibrant and collaborative work environment
• Clutch's remote-first culture allows employees to work from anywhere in the United States, providing flexibility and work-life balance

Work Schedule: Full-time (40 hours per week), with flexibility for remote work

ASSUMPTION: Clutch's remote-first culture and flexible work arrangements provide employees with the opportunity to balance their personal and professional lives while working on a high-impact product.

💼 Interview & Application Insights

Typical Process:

• Phone screen with the Talent Acquisition team
• Technical interview with the Head of Product
• On-site interview with the Product team and other stakeholders
• Final interview with the CEO

Key Assessment Areas:

• Product management skills and experience
• Leadership and coaching abilities
• Domain knowledge in banking, onboarding, or related fields
• Cultural fit and alignment with Clutch's mission and values

Application Tips:

• Tailor your resume and cover letter to highlight your relevant experience and skills for this role
• Be prepared to discuss your experience with account opening, banking, or related fields in detail
• Demonstrate your ability to lead and coach other Product Managers through specific examples and anecdotes
• Showcase your understanding of Clutch's products and mission, and how you can contribute to the company's success

ATS Keywords: Digital Account Opening, Product Management, Leadership, Coaching, Banking, Onboarding, Fintech, Financial Services, Remote OK

ASSUMPTION: Clutch's interview process is designed to assess candidates' technical skills, leadership abilities, and cultural fit. Applicants should be prepared to discuss their experience and qualifications in detail and demonstrate their alignment with the company's mission and values.

🛠️ Tools & Technologies

• Asana (Project Management)
• JIRA (Project Management)
• Confluence (Collaboration)
• Google Workspace (Collaboration)
• Slack (Communication)

ASSUMPTION: Clutch uses a variety of tools and technologies to facilitate collaboration and communication among its remote team members. Candidates should be comfortable working with these tools and technologies, or be willing to learn them quickly.

👔 Cultural Fit Considerations

Company Values:

• Customer Obsessed
• Grit
• Curiosity
• Fast Learning
• Relentless

Work Style:

• Collaborative and cross-functional
• Fast-paced and dynamic
• Focused on execution and results
• Remote-first and flexible

Self-Assessment Questions:

• Do you have a deep understanding of the account opening space or a strong ability to learn quickly in this domain?
• Are you comfortable working in a fast-paced, high-impact environment with a high degree of ownership?
• Do you have strong leadership and coaching abilities, with a proven track record of driving results through others?
• Are you a strong communicator, able to work effectively with cross-functional teams and stakeholders?
• Do you align with Clutch's mission and values, and are you excited about the opportunity to make a significant impact in the financial services industry?

ASSUMPTION: Clutch values candidates who are customer-obsessed, gritty, curious, fast learners, and relentless in their pursuit of results. Applicants should be comfortable working in a fast-paced, collaborative, and remote-first environment.

⚠️ Potential Challenges

• This role requires a high degree of ownership and the ability to thrive in a fast-paced, high-impact environment
• Candidates should be comfortable working in ambiguity and navigating complex B2B2C environments
• Clutch is a growth-stage startup, which can present unique challenges and opportunities
• The role requires a strong focus on execution and the ability to balance both strategic thinking and tactical execution

ASSUMPTION: This role is well-suited for experienced Product Managers who are comfortable working in high-ownership environments and thrive in fast-paced, growth-stage companies.

📈 Similar Roles Comparison

• This role is unique in its focus on leading and scaling a Digital Account Opening product across both digital and in-branch channels
• Unlike other Product Manager roles, this position requires a strong focus on coaching and mentoring other PMs, as well as driving execution and ensuring smooth go-lives for customers
• This role offers a unique opportunity to make a significant impact in a growth-stage company, with ample opportunities for growth and development

ASSUMPTION: This role is unique in its focus on leading and scaling a Digital Account Opening product, with a strong emphasis on coaching and mentoring other PMs. Candidates should be excited about the opportunity to make a significant impact in a growth-stage company and thrive in a fast-paced, high-ownership environment.

📝 Sample Projects

• Leading the development and launch of a new Digital Account Opening feature, driving customer adoption and growth
• Coaching and mentoring two Product Managers, helping them grow and develop their skills and careers
• Integrating the Digital Account Opening product tightly with other Clutch products to create a seamless member journey

ASSUMPTION: These sample projects are designed to illustrate the key responsibilities and challenges of the Group Product Manager, Digital Account Opening role at Clutch. Candidates should be prepared to discuss their experience with similar projects and demonstrate their ability to lead and execute in a fast-paced, high-impact environment.

❓ Key Questions to Ask During Interview

• Can you describe the current state of the Digital Account Opening product and the key priorities for the first 30, 60, and 90 days in this role?
• How does the Product team at Clutch collaborate with other departments, such as Sales and CX, to drive customer strategy and GTM enablement?
• What are the key challenges and opportunities facing the Digital Account Opening product, and how can this role drive impact in these areas?
• How does Clutch support the growth and development of its Product Managers, and what resources are available to help me succeed in this role?
• What is the company's long-term vision for the Digital Account Opening product, and how does this role fit into that vision?

ASSUMPTION: These key questions are designed to help candidates better understand the role, the company, and the opportunities for growth and impact. Applicants should be prepared to ask thoughtful and insightful questions that demonstrate their interest in the role and their alignment with Clutch's mission and values.

📌 Next Steps for Applicants

To apply for this position:

• Submit your application through the following link: https://jobs.ashbyhq.com/withclutch/d2178378-8310-4d9a-b05e-01b8bf64c909
• Tailor your resume and cover letter to highlight your relevant experience and skills for this role
• Prepare for your interviews by researching Clutch's products, mission, and values, and be ready to discuss your experience with account opening, banking, or related fields in detail
• Follow up with the hiring manager one week after submitting your application to express your continued interest in the role

⚠️ This job description contains AI-assisted information. Details should be verified directly with the employer before making decisions.