📌 Core Information
🔹 Job Title: Liquidity & Account Solutions - Balance Sheet Oversight & Optimization - Senior Product Associate
🔹 Company: J.P. Morgan
🔹 Location: New York, NY, United States
🔹 Job Type: Full time
🔹 Category: Financial Services
🔹 Date Posted: July 2, 2025
🔹 Experience Level: 2-5 years
🔹 Remote Status: On-site
🚀 Job Overview
Key aspects of this role include:
- Partnering with the Product Manager to identify new product opportunities through user research and discovery
- Analyzing client deposits and payments trends to support ongoing deposit forecasting and optimization
- Developing plans to support centralized data and analytics capabilities for Liquidity & Account Solutions
- Collaborating with cross-functional teams to drive product development and optimization
ASSUMPTION: This role requires a balance of strategic thinking, analytical skills, and strong communication to succeed in a matrixed, complex organization.
📋 Key Responsibilities
✅ Partner with the Product Manager to identify new product opportunities that reflect the needs of our customers and the market through user research and discovery
✅ Consider and plan for upstream and downstream implications of new product features on the overall product experience
✅ Perform analysis on client deposits and payments trends, and assess the impact of macro-economic trends and regulatory changes on deposits to support ongoing deposit forecasting and optimization
✅ Review, develop, and refine liquidity stress methodology for deposits in partnership with Corporate Treasury/line of business Treasury and Deposit Management experts to drive deposit optimization
✅ Develop plans and help drive the development of centralized data and analytics capabilities to support Liquidity & Account Solutions
✅ Support Liquidity & Account Solutions key strategic initiatives and management priorities
ASSUMPTION: The role involves a mix of strategic planning, data analysis, and cross-functional collaboration to drive product success.
🎯 Required Qualifications
Education: Bachelor's degree in a relevant field (e.g., Business, Finance, Economics, or a related discipline)
Experience: 3+ years of experience or equivalent expertise in product management or a relevant domain area
Required Skills:
- Proficient knowledge of the product development life cycle
- Experience in product life cycle activities including discovery and requirements definition
- Developing knowledge of data analytics and data literacy
- Advanced communication and stakeholder management skills
- Advanced analytical, problem-solving, and quantitative skills and attention to detail
- Organized, self-motivated, and able to work in a collaborative team environment
- Strong MS Excel and MS Powerpoint skills
Preferred Skills:
- Demonstrated prior experience working in a highly matrixed, complex organization
- Liquidity and Treasury experience
- Exhibit creativity and forward thinking mindset, with the ability to incorporate changing factors as required
ASSUMPTION: The required skills are essential for success in this role, while preferred skills would provide a competitive edge.
💰 Compensation & Benefits
Salary Range: $120,000 - $180,000 per year (based on industry standards for a Senior Product Associate role in New York City)
Benefits:
- Competitive health, dental, and vision insurance
- 401(k) plan with company match
- Tuition assistance and professional development opportunities
- Generous paid time off and parental leave policies
- Employee discounts on various products and services
Working Hours: Full-time, typically Monday to Friday, 9:00 AM to 5:00 PM, with flexibility for the role's requirements
ASSUMPTION: The salary range is estimated based on market data for similar roles in the New York City area. Benefits are based on J.P. Morgan's standard employee benefits package.
📌 Applicant Insights
🔍 Company Context
Industry: Financial Services. J.P. Morgan is a global leader in financial services, offering a wide range of products and services to clients worldwide.
Company Size: 211,057 employees. As a large organization, J.P. Morgan offers numerous opportunities for career growth and development.
Founded: 1799. With a rich history dating back over two centuries, J.P. Morgan has established itself as a trusted and respected institution in the financial industry.
Company Description:
- J.P. Morgan is a global leader in financial services, offering a wide range of products and services to clients worldwide.
- The company serves millions of customers and many of the world’s most prominent corporate, institutional, and government clients daily.
- J.P. Morgan is committed to responsible business practices and supports various social and environmental initiatives.
Company Specialties:
- Consumer & Community Banking
- Corporate and Investment Bank
- Asset Management
- Private Banking
- Commercial Banking
Company Website: http://www.jpmorganchase.com
ASSUMPTION: J.P. Morgan's extensive history, global presence, and diverse range of services make it an attractive employer for professionals seeking a challenging and rewarding career in the financial industry.
📊 Role Analysis
Career Level: Mid-level. This role is suitable for professionals with 3-5 years of experience in product management or a related field.
Reporting Structure: The Senior Product Associate reports directly to the Product Manager within the Liquidity & Account Solutions team.
Work Arrangement: On-site. This role requires working on-site at the J.P. Morgan office in New York City.
Growth Opportunities:
- Advancement to a Senior Product Manager role within the Liquidity & Account Solutions team
- Expansion into other product management roles within J.P. Morgan's diverse range of business units
- Development of leadership skills through mentorship and internal training programs
ASSUMPTION: The role offers strong growth potential within J.P. Morgan's extensive product management career paths.
🌍 Location & Work Environment
Office Type: Corporate headquarters. The role is based at J.P. Morgan's global headquarters in New York City.
Office Location(s): 270 Park Avenue, New York, NY 10017-2014, US
Geographic Context:
- New York City is a major global financial hub, offering numerous networking and professional development opportunities.
- The city's vibrant culture, diverse neighborhoods, and extensive public transportation system make it an attractive place to live and work.
- J.P. Morgan's headquarters is located in Midtown Manhattan, close to many amenities and attractions.
Work Schedule: Full-time, with flexibility for the role's requirements. The role may involve occasional overtime or weekend work to meet project deadlines.
ASSUMPTION: The role's on-site work arrangement and location in New York City's financial district provide ample opportunities for networking and professional growth.
💼 Interview & Application Insights
Typical Process:
- Online application and resume screening
- Phone or video screen with a member of the HR team
- On-site interview with the hiring manager and team members
- Final round interview with senior leadership
Key Assessment Areas:
- Product management experience and skills
- Analytical and problem-solving abilities
- Communication and stakeholder management skills
- Cultural fit and alignment with J.P. Morgan's values
Application Tips:
- Tailor your resume and cover letter to highlight relevant experience and skills for this role.
- Prepare for behavioral and situational interview questions that assess your problem-solving, communication, and teamwork skills.
- Research J.P. Morgan's products, services, and recent news to demonstrate your interest in and understanding of the company.
ATS Keywords: Product Management, User Research, Data Analytics, Stakeholder Management, Analytical Skills, Problem-Solving, Quantitative Skills, Communication Skills, Team Collaboration, Attention to Detail, MS Excel, MS Powerpoint
ASSUMPTION: The application process for this role is likely to be competitive, and applicants should emphasize their relevant experience and skills in their application materials.
🛠️ Tools & Technologies
- Microsoft Office Suite (Excel, Powerpoint)
- Data visualization tools (e.g., Tableau, Power BI)
- Project management software (e.g., JIRA, Asana)
- Collaboration platforms (e.g., Microsoft Teams, Slack)
ASSUMPTION: The required tools and technologies for this role are standard in the financial services industry and should be familiar to most applicants.
👔 Cultural Fit Considerations
Company Values:
- Putting Clients First
- Doing What is Right
- Working Together
- Fostering a Culture of Inclusion
- Building a Better Tomorrow
Work Style:
- Collaborative and team-oriented
- Results-driven and focused on delivering high-quality products
- Adaptable and responsive to changing market conditions and client needs
Self-Assessment Questions:
- Do you have a proven track record of success in product management or a related field?
- Are you comfortable working in a highly matrixed, complex organization?
- Do you thrive in a collaborative, team-oriented work environment?
ASSUMPTION: Applicants should assess their fit with J.P. Morgan's values and work style to ensure a successful and fulfilling career with the company.
⚠️ Potential Challenges
- Working in a highly matrixed, complex organization may present challenges in terms of decision-making and prioritization.
- The role may require occasional overtime or weekend work to meet project deadlines.
- The competitive nature of the financial services industry may present challenges in terms of career advancement and compensation.
- New York City's high cost of living may present financial challenges for some applicants.
ASSUMPTION: Applicants should be aware of these potential challenges and consider how they might address them in their application and interview process.
📈 Similar Roles Comparison
- This role is similar to other Senior Product Manager roles within J.P. Morgan and other financial services companies.
- However, the focus on liquidity and account solutions is unique to this role and presents an opportunity to work on cutting-edge products and services.
- Career paths for this role may include advancement to a Senior Product Manager role or expansion into other product management roles within J.P. Morgan.
ASSUMPTION: Applicants should research similar roles within J.P. Morgan and other financial services companies to gain a better understanding of the competitive landscape and career opportunities.
📝 Sample Projects
- Developing a new product feature to optimize client deposits and improve the overall client experience
- Conducting user research to identify new product opportunities and validate existing product features
- Analyzing client deposits and payments trends to inform deposit forecasting and optimization strategies
ASSUMPTION: Applicants should be prepared to discuss their relevant experience and skills in relation to these sample projects during the interview process.
❓ Key Questions to Ask During Interview
- Can you describe the team structure and dynamics within the Liquidity & Account Solutions team?
- How does this role contribute to J.P. Morgan's overall strategy and goals for the Liquidity & Account Solutions business?
- What are the most pressing challenges facing the Liquidity & Account Solutions team, and how can this role help address them?
- What opportunities are there for professional development and growth within this role and the broader Liquidity & Account Solutions team?
- How does J.P. Morgan support work-life balance for employees in this role?
ASSUMPTION: Applicants should prepare thoughtful questions that demonstrate their interest in and understanding of the role and the company.
📌 Next Steps for Applicants
To apply for this position:
- Submit your application through this link
- Tailor your resume and cover letter to highlight your relevant experience and skills for this role.
- Prepare for behavioral and situational interview questions that assess your problem-solving, communication, and teamwork skills.
- Research J.P. Morgan's products, services, and recent news to demonstrate your interest in and understanding of the company.
- Follow up with the hiring manager one week after submitting your application to confirm receipt and reiterate your interest in the role.
⚠️ This job description contains AI-assisted information. Details should be verified directly with the employer before making decisions.
