πΉ Job Title: Product Manager - CREDIT CARD - Marketing HO
πΉ Company: Kotak Mahindra Bank
πΉ Location: Mumbai, Maharashtra, India
πΉ Job Type: Full time
πΉ Category: Banking
πΉ Date Posted: 2025-07-02
πΉ Experience Level: 6 to 8 years overall (3-4 years in credit card domain preferred)
πΉ Remote Status: On-site
Key aspects of this role include:
ASSUMPTION: This role requires a strong understanding of the credit card domain, regulatory compliance, and data analysis. Candidates should be comfortable working in a fast-paced environment and managing multiple tasks.
β Credit Card Portfolio Management: Drive budgeted numbers, manage customer journeys, ensure regulatory compliance, and monitor income and expense lines of the PnL.
β Add-on Products Management: Manage channels of on-boarding/sourcing, drive budgeted numbers, manage regulatory requirements, and create digital customer acquisition journeys.
β Cross-functional Collaboration: Work with various teams to deliver innovative solutions and improve overall product performance.
ASSUMPTION: The role involves a mix of strategic planning, data analysis, and cross-functional collaboration. Candidates should be comfortable working with complex data and presenting actionable insights.
Education: Post Graduate preferably MBA from a reputed institute.
Experience: 6 to 8 years overall (3-4 years in credit card domain preferred).
Required Skills:
Preferred Skills:
ASSUMPTION: Candidates should have a strong foundation in data analysis and be comfortable working with complex financial data. Familiarity with the credit card domain is highly preferred.
Salary Range: INR 15-20 LPA (Estimated based on industry standards for the role and experience level)
Benefits:
Working Hours: 40 hours per week, with flexibility for overtime as needed
ASSUMPTION: The salary range is estimated based on industry standards for a similar role and experience level. The actual salary may vary based on individual qualifications and company policy.
Industry: Banking. Kotak Mahindra Bank is one of India's leading banks, offering a wide range of financial services.
Company Size: 10,001+ employees. As a large organization, Kotak Mahindra Bank offers numerous opportunities for growth and career advancement.
Founded: 1985. Kotak Mahindra Bank was established in 1985 and has since grown to become one of India's leading financial institutions.
Company Description:
Company Specialties:
Company Website: http://www.kotak.com
ASSUMPTION: Kotak Mahindra Bank is a well-established financial institution with a strong reputation in the industry. The company offers a wide range of financial services and has a significant presence in India and internationally.
Career Level: Mid-level to senior. This role requires a significant amount of experience in the credit card domain and strong data analysis skills.
Reporting Structure: The Product Manager reports directly to the Head of Marketing for Credit Cards.
Work Arrangement: On-site, with flexibility for remote work as needed.
Growth Opportunities:
ASSUMPTION: This role offers significant growth opportunities for the right candidate, including advancement to senior roles and international assignments.
Office Type: Corporate office environment. Kotak Mahindra Bank's headquarters is located in Mumbai, Maharashtra, India.
Office Location(s): 36-38A, Nariman Bhavan, 227 Nariman Point, Mumbai, Maharashtra 400021, IN
Geographic Context:
Work Schedule: The work schedule is typically Monday to Friday, with flexibility for overtime as needed.
ASSUMPTION: The work environment at Kotak Mahindra Bank is fast-paced and dynamic, with a strong focus on innovation and customer service.
Typical Process:
Key Assessment Areas:
Application Tips:
ATS Keywords: Credit Card, Portfolio Management, Data Analysis, Marketing, Budgeted Numbers, Customer Journeys, Regulatory Compliance, PnL, Add-on Products, Cross-functional Collaboration
ASSUMPTION: The interview process at Kotak Mahindra Bank is designed to assess candidates' technical skills, cultural fit, and alignment with the company's values. Candidates should be prepared to demonstrate their expertise in the credit card domain and data analysis.
ASSUMPTION: The tools and technologies required for this role are standard for the banking industry. Candidates should be comfortable using Microsoft Office Suite and other relevant tools.
Company Values:
Work Style:
Self-Assessment Questions:
ASSUMPTION: Kotak Mahindra Bank values candidates who are customer-focused, collaborative, and committed to continuous improvement. Candidates should be able to demonstrate their alignment with the company's values and work style during the interview process.
ASSUMPTION: The potential challenges of this role are related to the fast-paced work environment, the requirement for a strong understanding of the credit card domain, and the need to manage multiple tasks and tight deadlines. Candidates should be prepared to demonstrate their ability to thrive in a fast-paced environment and manage multiple tasks effectively.
ASSUMPTION: This role is similar to other product manager roles in the banking industry, but with a specific focus on the credit card domain. Candidates should be prepared to demonstrate their expertise in the credit card domain and data analysis during the interview process.
ASSUMPTION: The sample projects for this role are designed to assess candidates' ability to manage cross-functional teams, analyze customer data, and develop and implement new customer acquisition strategies.
ASSUMPTION: The key questions to ask during the interview are designed to assess the company's commitment to employee development, the priorities for the role, and the challenges facing the credit card team. Candidates should be prepared to ask thoughtful and insightful questions that demonstrate their interest in the role and the company.
To apply for this position:
β οΈ This job description contains AI-assisted information. Details should be verified directly with the employer before making decisions.