Senior Product & Partnerships Compliance Lead

📌 Core Information

🔹 Job Title: Senior Product & Partnerships Compliance Lead

🔹 Company: Ramp

🔹 Location: New York, New York, United States (Remote OK)

🔹 Job Type: Full-Time

🔹 Category: Financial Services

🔹 Date Posted: 2025-07-30

🔹 Experience Level: 10+ years

🔹 Remote Status: Remote OK (New York, United States; San Francisco, California, United States)

🚀 Job Overview

Key aspects of this role include:

• Providing strategic compliance guidance on product development and expansion
• Designing and implementing scalable systems to anticipate regulatory risks
• Collaborating closely with cross-functional teams to embed compliance early in the product lifecycle
• Representing Compliance in engagements with financial partners
• Modernizing and scaling compliance-related systems

ASSUMPTION: This role requires a high degree of autonomy and strategic thinking to balance business needs with regulatory requirements.

📋 Key Responsibilities

✅ Provide strategic compliance guidance on product development, expansion into new markets, and novel customer use cases

✅ Translate regulatory and partner requirements into pragmatic business requirements and design solutions that unlock growth

✅ Collaborate closely with Product, Engineering, Legal, and Operations to embed compliance early in the product lifecycle

✅ Collaborate with the Partnerships team and represent Compliance in engagements with financial partners, overseeing ongoing and ad hoc reporting, audits, and escalations

✅ Lead initiatives to modernize and scale compliance-related systems across product and partnership workstreams

✅ Proactively update internal policies, controls, and procedures to reflect evolving regulatory obligations, product risk profiles, and partnership terms

✅ Identify and mitigate future compliance gaps by influencing roadmaps, improving tooling, and developing scalable controls

ASSUMPTION: This role involves a mix of strategic planning, cross-functional collaboration, and hands-on system design and implementation.

🎯 Required Qualifications

Education: Bachelor's degree in a relevant field (e.g., Finance, Business, Law) or equivalent experience

Experience: 8+ years of experience in product compliance, risk, or related regulatory advisory roles—preferably in fintech or financial services

Required Skills:

• Proven experience working with technical product teams and influencing system design, with an emphasis on automation and scale
• Deep familiarity with BSA/AML, sanctions, customer onboarding, fraud, complaints, and partner compliance requirements
• Track record of building or maturing compliance programs, especially in high-growth or fast-paced environments
• Exceptional cross-functional collaboration skills; comfortable operating at the intersection of product, engineering, legal, operations, and external partners
• Ability to think strategically and execute tactically—connecting business needs, regulatory frameworks, and partner expectations into practical solutions
• Strong communication, documentation, and advocacy skills

Preferred Skills:

• Accreditation by ACAMS, an equivalent industry body, or other qualifications in the areas of financial crime, risk management, or compliance
• Experience with data design, internal tooling, or compliance systems implementation
• Prior ownership of partner or regulatory exam response processes
• Certifications such as CAMS or other relevant industry designations

ASSUMPTION: Candidates with a strong background in product compliance and a proven track record in fast-paced environments will be most successful in this role.

💰 Compensation & Benefits

Salary Range: $176,000 - $240,000 per year (based on industry standards for Senior Compliance roles in New York and San Francisco)

Benefits:

• 100% medical, dental & vision insurance coverage for you (partially covered for dependents)
• One Medical annual membership
• 401k (including employer match on contributions made while employed by Ramp)
• Flexible PTO
• Fertility HRA ($5,000 per year)
• WFH stipend to support home office needs
• Wellness stipend
• Parental Leave
• Relocation support to NYC or SF
• Pet insurance

Working Hours: Full-time (40 hours per week)

ASSUMPTION: The salary range is estimated based on industry standards for Senior Compliance roles in New York and San Francisco. The benefits package is comprehensive and competitive for a company of Ramp's size and industry.

📌 Applicant Insights

🔍 Company Context

Industry: Financial Services. Ramp is a financial operations platform designed to save businesses time and money by combining payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent.

Company Size: 1,001-5,000 employees. As a mid-sized company, Ramp offers the resources and opportunities of a larger organization while maintaining a startup-like culture and agility.

Founded: 2019. Ramp has grown rapidly since its founding, now serving over 40,000 businesses and processing over $80 billion in purchases annually.

Company Description:

• Ramp is an all-in-one financial operations platform designed to save businesses time and money
• Combines corporate cards, expense management, bill payments, accounting automation, procurement, travel, treasury, and more
• Empowers finance teams to do their best work and helps businesses save $10B and 27.5M hours collectively

Company Specialties:

• Corporate Cards
• Business Cards
• Spend Management
• Finance Automation
• Expense Management
• Reimbursement Management
• Bill Pay
• Accounts Payable

Company Website: https://ramp.com

ASSUMPTION: Ramp's comprehensive platform and rapid growth make it an attractive opportunity for candidates seeking to make a significant impact in the fintech industry.

📊 Role Analysis

Career Level: Senior. This role is suitable for experienced professionals seeking a senior-level position with significant responsibilities and growth opportunities.

Reporting Structure: The Senior Product & Partnerships Compliance Lead will report directly to the Head of Compliance and work closely with cross-functional teams, including Product, Engineering, Legal, Operations, and Partnerships.

Work Arrangement: Remote OK (New York, United States; San Francisco, California, United States). This role offers flexibility for candidates preferring a remote or hybrid work arrangement.

Growth Opportunities:

• As Ramp continues to expand its product offerings and partner ecosystem, there will be ample opportunities for the Senior Product & Partnerships Compliance Lead to grow within the Compliance function or take on broader responsibilities
• The diverse nature of this role provides exposure to various aspects of compliance, product development, and partnership management, fostering well-rounded professional growth
• Ramp's fast-paced environment encourages employees to take on new challenges and develop their skills

ASSUMPTION: The Senior Product & Partnerships Compliance Lead will have ample opportunities to grow both personally and professionally within Ramp's fast-paced and dynamic environment.

🌍 Location & Work Environment

Office Type: Remote OK. While Ramp has offices in New York and San Francisco, this role can be performed remotely from either of these locations or another suitable time zone.

Office Location(s): New York, New York, United States; San Francisco, California, United States

Geographic Context:

• New York, New York: A major financial hub with a vibrant tech industry, offering ample networking opportunities and access to diverse talent
• San Francisco, California: A global tech hub with a strong fintech industry, providing access to cutting-edge technology and innovation

Work Schedule: Full-time (40 hours per week) with flexible hours and the ability to work remotely as needed

ASSUMPTION: The remote OK work arrangement provides flexibility for candidates seeking a better work-life balance or those who prefer to work from a location outside of the primary office hubs.

💼 Interview & Application Insights

Typical Process:

• Phone or video screen with the Hiring Manager
• Technical assessment or case study
• On-site or virtual interview with cross-functional stakeholders
• Final interview with the Head of Compliance

Key Assessment Areas:

• Strategic thinking and problem-solving skills
• Cross-functional collaboration and communication skills
• Technical knowledge of compliance systems and processes
• Ability to work independently and manage multiple priorities

Application Tips:

• Highlight your relevant experience in product compliance, risk management, or related regulatory advisory roles
• Demonstrate your ability to think strategically and execute tactically by providing specific examples from your past experiences
• Tailor your resume and cover letter to emphasize your relevant skills and experiences for this role
• Prepare for behavioral and situational interview questions that assess your problem-solving skills, cross-functional collaboration, and strategic thinking

ATS Keywords: Product Compliance, Risk Management, Regulatory Advisory, Cross-Functional Collaboration, Strategic Thinking, Compliance Systems, Compliance Processes

ASSUMPTION: Ramp's interview process is designed to assess candidates' strategic thinking, cross-functional collaboration, and technical knowledge, with a focus on finding the best fit for both the candidate and the company.

🛠️ Tools & Technologies

• Compliance software and systems (e.g., Ascendant Compliance Manager, MetricStream, NAVEX Global)
• Project management tools (e.g., Asana, Jira, Trello)
• Collaboration tools (e.g., Slack, Microsoft Teams, Google Workspace)
• Data analysis and visualization tools (e.g., Excel, Google Analytics, Tableau)

ASSUMPTION: The Senior Product & Partnerships Compliance Lead will leverage a combination of compliance-specific software, project management tools, and collaboration platforms to streamline workflows and enhance productivity.

👔 Cultural Fit Considerations

Company Values:

• Put customers first
• Take ownership
• Be inclusive
• Act with integrity
• One team, one dream

Work Style:

• Collaborative and cross-functional
• Data-driven and analytical
• Agile and adaptable
• Results-oriented and accountable

Self-Assessment Questions:

• Do you thrive in a fast-paced, dynamic environment where priorities may shift quickly?
• Are you comfortable working with diverse teams and stakeholders, including product, engineering, legal, operations, and external partners?
• Do you possess strong communication, documentation, and advocacy skills, with the ability to influence and persuade others?

ASSUMPTION: Ramp's culture values collaboration, inclusivity, and a customer-centric approach, making it an attractive fit for candidates who thrive in dynamic, cross-functional environments.

⚠️ Potential Challenges

• Balancing business needs with regulatory requirements in a fast-paced, high-growth environment
• Managing multiple priorities and stakeholders simultaneously
• Keeping up with evolving regulatory obligations and industry best practices
• Navigating remote work dynamics and building relationships with distributed teams

ASSUMPTION: The Senior Product & Partnerships Compliance Lead will face unique challenges in balancing business needs with regulatory requirements, managing multiple priorities, and navigating remote work dynamics in a fast-paced, high-growth environment.

📈 Similar Roles Comparison

• Unlike traditional compliance roles, this position requires a strong strategic mindset and the ability to influence product development and partnership management
• In fintech, compliance professionals must stay up-to-date with rapidly evolving regulations and industry best practices
• Career progression in compliance may involve transitioning into more specialized or broader roles, such as Chief Compliance Officer or Head of Compliance

ASSUMPTION: The Senior Product & Partnerships Compliance Lead role at Ramp is unique in its focus on strategic compliance guidance, product development, and partnership management, requiring a strong strategic mindset and the ability to influence cross-functional teams.

📝 Sample Projects

• Developing and implementing a comprehensive BSA/AML compliance program for a new product offering
• Streamlining partner reporting processes to improve efficiency and reduce manual effort
• Designing and implementing a compliance system to automate and scale key compliance processes

ASSUMPTION: The Senior Product & Partnerships Compliance Lead will work on projects that require strategic thinking, cross-functional collaboration, and hands-on system design and implementation to address evolving compliance needs and business priorities.

❓ Key Questions to Ask During Interview

• How does Ramp support the professional growth and development of its compliance team members?
• What are the key priorities for the Compliance function in the first 90 days, and how can this role contribute to their success?
• How does Ramp approach collaboration and communication between the Compliance team and other cross-functional stakeholders?
• What are the most challenging aspects of working in a fast-paced, high-growth fintech environment, and how does Ramp support its employees in navigating these challenges?
• How does Ramp foster a culture of inclusivity and diversity, and what initiatives are in place to promote these values?

ASSUMPTION: Asking insightful questions during the interview process will help candidates better understand Ramp's culture, work environment, and the specific challenges and opportunities presented by this role.

📌 Next Steps for Applicants

To apply for this position:

• Submit your application through this link
• Tailor your resume and cover letter to emphasize your relevant skills and experiences for this role
• Prepare for behavioral and situational interview questions that assess your problem-solving skills, cross-functional collaboration, and strategic thinking
• Research Ramp's products, services, and industry to demonstrate your enthusiasm and understanding of the company
• Follow up with the Hiring Manager one week after submitting your application to express your interest and reiterate your qualifications

⚠️ This job description contains AI-assisted information. Details should be verified directly with the employer before making decisions.