📌 Core Information
🔹 Job Title: Growth & Structured Finance Director
🔹 Company: Lloyds Banking Group
🔹 Location: Birmingham, Bristol or London
🔹 Job Type: Full-Time, Hybrid
🔹 Category: Finance
🔹 Date Posted: May 29, 2025
🔹 Experience Level: 10+ years
🔹 Remote Status: On-site with hybrid flexibility
🚀 Job Overview
Key aspects of this role include:
- Originating, structuring, and implementing complex debt facilities for SME & Mid Corporate clients
- Leading a team and supporting the development of Relationship Directors/Managers
- Building and maintaining strong relationships with debt advisors and the professional community
- Influencing the overall market proposition and driving investment in the right direction
ASSUMPTION: This role requires a high level of financial expertise and experience in the corporate finance market, with a focus on cashflow lending and debt origination within the SME segment.
📋 Key Responsibilities
✅ Promote high-quality deal execution by overseeing an efficient client, credit, and diligence/legal process
✅ Lead and support the learning and development of Relationship Directors/Managers
✅ Build and maintain strong internal and external relationships
✅ Influence and craft the overall market proposition
ASSUMPTION: The role involves managing multiple projects and stakeholders, requiring strong project management and communication skills.
🎯 Required Qualifications
Education: Bachelor's degree in Finance, Economics, or a related field (or equivalent experience)
Experience: 10+ years of experience in corporate finance, with a focus on cashflow lending, debt origination, and structuring
Required Skills:
- Outstanding financial analysis and credit skills
- Experience operating within the SME segment (£5m-£50m turnover businesses)
- Strong communication, leadership, and project management skills
- Proven external network and presence in the marketplace
Preferred Skills:
- Experience in a similar role within a financial institution
- Knowledge of the UK financial market and regulatory environment
ASSUMPTION: Candidates should have a strong background in financial analysis, credit skills, and experience in the corporate finance market to be successful in this role.
💰 Compensation & Benefits
Salary Range: £97,665 - £114,900 (circa £115,000 DOE)
Benefits:
- Generous pension contribution of up to 15%
- Annual performance-related bonus
- Share schemes including free shares
- Discounted shopping
- 30 days’ holiday, with bank holidays on top
- Wellbeing initiatives and generous parental leave policies
Working Hours: Full-time (37.5 hours per week), with flexibility in working patterns
ASSUMPTION: The salary range provided is an estimate based on industry standards for similar roles within the UK financial sector.
📌 Applicant Insights
🔍 Company Context
Industry: Financial Services
Company Size: 10,001+ employees
Founded: 1765 (as a bank, Lloyds Banking Group was formed in 1995)
Company Description:
- Lloyds Banking Group is a leading UK-based financial services group, providing a wide range of banking and financial services to personal and corporate customers
- Driven by the purpose "Helping Britain Prosper," the group aims to create a more sustainable and inclusive future for people and businesses
- Lloyds Banking Group is committed to creating a values-led culture and building a workforce that reflects the diversity of its customers and communities
Company Specialties:
- Retail and commercial banking
- Life and pensions
- Investment banking and wealth management
Company Website: www.lloydsbankinggroup.com
ASSUMPTION: Lloyds Banking Group is a well-established financial institution with a strong presence in the UK market, offering a wide range of career opportunities and benefits to its employees.
📊 Role Analysis
Career Level: Senior Management
Reporting Structure: This role reports directly to the Head of Growth & Structured Finance and has matrix reporting lines to other senior stakeholders within the Commercial Banking Coverage business
Work Arrangement: Hybrid, with at least two days per week spent at the office (Birmingham, Bristol, or London)
Growth Opportunities:
- Progression to a more senior role within the Commercial Banking Coverage business or the wider Group
- Expanding expertise in structured finance and debt origination
- Developing leadership and mentoring skills
ASSUMPTION: This role offers significant opportunities for career growth and development within a large and diverse financial institution.
🌍 Location & Work Environment
Office Type: Modern, collaborative workspaces with on-site amenities
Office Location(s): Birmingham (X and Y Foundry Building 6 Brindley Place), Bristol (Harbourside), London (33 Old Broad Street)
Geographic Context:
- Birmingham: A major UK city with a thriving business district and a diverse cultural scene
- Bristol: A vibrant city known for its creative industries and waterfront location
- London: The UK's capital city, offering unparalleled access to global business and cultural opportunities
Work Schedule: Full-time, with flexible working options available
ASSUMPTION: The office locations offer a mix of urban and waterfront settings, with easy access to public transportation and local amenities.
💼 Interview & Application Insights
Typical Process:
- Online application and CV screening
- Phone or video interview with the hiring manager
- Face-to-face interview with senior stakeholders
- Final interview and decision
Key Assessment Areas:
- Financial analysis and credit skills
- Structured finance and debt origination expertise
- Leadership and project management abilities
- Communication and stakeholder management skills
Application Tips:
- Tailor your CV and cover letter to highlight your relevant experience and skills
- Prepare for behavioral and technical interview questions related to structured finance and debt origination
- Research Lloyds Banking Group and the role to demonstrate your understanding and enthusiasm
ATS Keywords: Financial analysis, credit skills, cashflow lending, debt origination, structuring, SME, Mid Corporate, leadership, project management, external networking
ASSUMPTION: The application process is likely to be competitive, and candidates should focus on demonstrating their relevant experience and skills throughout the interview process.
🛠️ Tools & Technologies
- Microsoft Office Suite (Excel, PowerPoint, Word)
- Financial modeling and analysis software (e.g., Bloomberg, FactSet)
- Credit risk management tools (e.g., Moody's, S&P Global)
ASSUMPTION: The required tools and technologies for this role are standard within the financial services industry.
👔 Cultural Fit Considerations
Company Values:
- Helping Britain Prosper
- Putting customers first
- Doing the right thing
Work Style:
- Collaborative and inclusive
- Agile and innovative
- Focused on delivering results and driving growth
Self-Assessment Questions:
- How do you embody the value of "Helping Britain Prosper" in your work?
- Can you provide an example of a time when you put customers first and went above and beyond their expectations?
- How do you approach challenges and setbacks, and what steps do you take to ensure you're doing the right thing?
ASSUMPTION: Candidates should be prepared to demonstrate their alignment with Lloyds Banking Group's values and work style throughout the interview process.
⚠️ Potential Challenges
- Managing a high workload and multiple projects simultaneously
- Dealing with complex and leveraged debt facilities
- Navigating a large and diverse organization with matrix reporting lines
- Adapting to changes in the financial market and regulatory environment
ASSUMPTION: This role presents both professional and personal challenges, requiring strong time management, communication, and adaptability skills.
📈 Similar Roles Comparison
- Unlike traditional banking roles, this position focuses on structured finance and debt origination, requiring a higher level of financial expertise and creativity
- Within Lloyds Banking Group, this role is part of the Commercial Banking Coverage business, which offers a range of career opportunities and growth prospects
- Compared to similar roles in other financial institutions, this position offers a competitive salary and benefits package, as well as the opportunity to work for a well-established and respected organization
ASSUMPTION: Candidates should consider the unique aspects of this role and how it compares to other opportunities within the financial services industry.
📝 Sample Projects
- Structuring a complex debt facility for an MBO or M&A transaction
- Developing and implementing a new credit risk management framework for SME clients
- Leading a team to originate and execute multiple debt facilities for a single client, driving growth and supporting their strategic objectives
ASSUMPTION: These sample projects illustrate the range of responsibilities and challenges faced by the Growth & Structured Finance Director, requiring strong financial analysis, credit, and leadership skills.
❓ Key Questions to Ask During Interview
- Can you describe the team structure and dynamics within the Growth & Structured Finance team?
- How does this role contribute to the overall strategy and growth of the Commercial Banking Coverage business?
- What opportunities are there for professional development and career progression within this role and the wider Group?
- How does Lloyds Banking Group support work-life balance and employee well-being?
- What is the company's approach to diversity, equity, and inclusion, and how does this role contribute to these initiatives?
ASSUMPTION: These questions are designed to help candidates better understand the role, the team, and the company culture, enabling them to make an informed decision about the opportunity.
📌 Next Steps for Applicants
To apply for this position:
- Submit your application through this link
- Tailor your CV and cover letter to highlight your relevant experience and skills, with a focus on financial analysis, credit, and structured finance expertise
- Prepare for behavioral and technical interview questions related to structured finance and debt origination
- Research Lloyds Banking Group and the role to demonstrate your understanding and enthusiasm
- Follow up with the hiring manager one week after submitting your application to confirm receipt and express your interest in the role
⚠️ This job description contains AI-assisted information. Details should be verified directly with the employer before making decisions.
