C

Senior Account Support Representative

Commerce Bank
Full-time
On-site
United States
πŸ“ž Customer Service

πŸ“Œ Core Information

πŸ”Ή Job Title: Senior Account Support Representative

πŸ”Ή Company: Commerce Bank

πŸ”Ή Location: MO - Kansas City Downtown/Plaza - Kansas City - KC Downtown Trust Building (922 Walnut) (64106)

πŸ”Ή Job Type: Full-Time, Hybrid (In office 2 days per week)

πŸ”Ή Category: Banking & Finance

πŸ”Ή Date Posted: May 8, 2025

πŸ”Ή Experience Level: 2-5 years

πŸ”Ή Remote Status: On-site (Hybrid)

πŸš€ Job Overview

Key aspects of this role include:

  • Supporting Commercial Contract clients in various ways, including underwriting, account setup, maintenance, and changes
  • Ensuring compliance with risk and regulatory guidelines
  • Providing high-touch customer service to both external and internal clients
  • Working independently to research and address complex tasks and issues
  • Collaborating with a team to achieve shared goals

ASSUMPTION: This role requires a balance of independent work and team collaboration, with a strong focus on regulatory compliance and customer service.

πŸ“‹ Key Responsibilities

βœ… Assist with the underwriting of applicants for clients, ensuring compliance with risk and regulatory guidelines

βœ… Complete verification of the credit process to ensure document integrity

βœ… Notify clients within regulatory timeframes regarding account status

βœ… Board and verify all new and existing accounts via manual entry or excel macros with a high degree of accuracy

βœ… Validate the accuracy of data for contract clients to the system of record to ensure proper setup and accurate revenue share payments

βœ… Research, build, and verify additional card requests to client specifications

βœ… Respond accurately to external and internal customers' questions/requests via phone/email while maintaining Service Level Agreements (SLAs)

βœ… Provide high-touch customer service that reflects empathy and a positive attitude when responding to questions and requests via phone/email

βœ… Work independently to research and address complex tasks and issues through the utilization of industry knowledge and experience

βœ… Perform other duties as assigned

ASSUMPTION: This role involves a mix of repetitive tasks and complex problem-solving, requiring strong attention to detail and analytical skills.

🎯 Required Qualifications

Education: Associate’s degree or equivalent combination of education and experience preferred

Experience: 2+ years of related banking and/or card industry experience required

Required Skills:

  • Clear understanding of the complexities of card products and systems used to research and navigate daily tasks
  • Strong understanding of regulatory and compliance requirements
  • Ability to analyze multiple and diverse sources of information before moving to a solution; exercise sound judgement when making decisions
  • Strong written, verbal, and interpersonal communication skills
  • Motivated and organized self-starter with strong attention to detail and ability to manage multiple priorities
  • Advanced ability to navigate computer systems effectively
  • Intermediate level proficiency with Microsoft Word, Excel, PowerPoint, and Outlook

Preferred Skills:

  • Bilingual skills (Spanish/English)

ASSUMPTION: While not explicitly stated, having experience in the banking or card industry is crucial for success in this role. Additionally, bilingual skills may be beneficial for serving a diverse customer base.

πŸ’° Compensation & Benefits

Salary Range: $20.90 - $24.00 per hour (Based on relevant experience, skills, and competencies)

Benefits:

  • Employer-sponsored health, dental, and vision insurance
  • 401(k)
  • Life insurance
  • Paid vacation and personal time
  • Career development and education assistance
  • Voluntary supplemental benefits

Working Hours: Full-time, 40 hours per week, with a hybrid schedule (In office 2 days per week)

ASSUMPTION: The salary range provided is an estimate and may vary based on individual qualifications and market conditions.

πŸ“Œ Applicant Insights

πŸ” Company Context

Industry: Banking. Commerce Bank is a regional bank headquartered in Kansas City and St. Louis, delivering a full line of financial services including business and personal banking, checking, savings, loans, credit and debit cards, plus investment services and wealth management.

Company Size: 1,001-5,000 employees. As a mid-sized company, Commerce Bank offers opportunities for growth and career development while maintaining a personal touch.

Founded: 1865. Commerce Bank has a rich history and established reputation in the banking industry.

Company Description:

  • Customer-focused, helping people and businesses navigate financial challenges
  • Full-service bank offering a wide range of financial services
  • Committed to community involvement and giving back

Company Specialties:

  • Personal Banking
  • Small Business Banking
  • Commercial Banking
  • Wealth Management and Trust Services

Company Website: www.commercebank.com

ASSUMPTION: Commerce Bank's focus on customer service and community involvement sets it apart in the banking industry.

πŸ“Š Role Analysis

Career Level: Mid-level. This role requires 2+ years of experience and offers opportunities for growth and development within the company.

Reporting Structure: This role likely reports to a Team Lead or Manager within the Commercial Contracts department.

Work Arrangement: Hybrid. This role requires working on-site 2 days per week, with the remaining days worked remotely.

Growth Opportunities:

  • Advancement within the Commercial Contracts department
  • Transition to other roles within the banking industry
  • Professional development through training and education opportunities

ASSUMPTION: With 2+ years of experience, candidates for this role are likely looking for opportunities to grow and advance their careers within the banking industry.

🌍 Location & Work Environment

Office Type: Urban. The office is located in the Kansas City Downtown/Plaza area, offering a vibrant and dynamic work environment.

Office Location(s): 922 Walnut, Kansas City, Missouri 64106

Geographic Context:

  • Kansas City is the largest city in Missouri and the 37th most populous city in the United States
  • The Kansas City Downtown/Plaza area is a bustling commercial and entertainment district
  • The office is located in the historic KC Downtown Trust Building, offering a unique and iconic work environment

Work Schedule: Full-time, with a hybrid schedule (In office 2 days per week)

ASSUMPTION: The urban office location and hybrid work arrangement offer a balance between a dynamic work environment and flexibility.

πŸ’Ό Interview & Application Insights

Typical Process:

  • Online application submission
  • Phone or video screen with a member of the HR team
  • In-person or virtual interview with the hiring manager
  • Background check and reference check
  • Job offer and onboarding

Key Assessment Areas:

  • Regulatory knowledge and compliance
  • Customer service skills
  • Problem-solving abilities
  • Attention to detail and accuracy
  • Adaptability and resilience

Application Tips:

  • Highlight relevant banking or card industry experience on your resume
  • Tailor your cover letter to emphasize your understanding of regulatory requirements and commitment to customer service
  • Prepare for behavioral interview questions that focus on problem-solving, customer service, and adaptability

ATS Keywords: Credit Support, Underwriting, Regulatory Compliance, Customer Service, Data Validation, Problem Solving, Attention to Detail, Communication, Teamwork, Microsoft Excel, Microsoft Word, Microsoft PowerPoint, Microsoft Outlook, Adaptability, Judgment, Research

ASSUMPTION: The application process for this role is likely to be competitive, with a focus on regulatory knowledge, customer service skills, and problem-solving abilities.

πŸ› οΈ Tools & Technologies

  • Microsoft Office Suite (Word, Excel, PowerPoint, Outlook)
  • Banking and card industry-specific software and systems
  • Customer relationship management (CRM) software

ASSUMPTION: Proficiency in Microsoft Office Suite is required for this role, while experience with banking and card industry-specific software is preferred.

πŸ‘” Cultural Fit Considerations

Company Values:

  • Challenge Accepted
  • Customer Focused
  • Community Involvement

Work Style:

  • Collaborative and team-oriented
  • Adaptable and resilient
  • Customer-focused and service-driven

Self-Assessment Questions:

  • Do you thrive in a collaborative, team-oriented environment?
  • Are you adaptable and resilient in the face of change and challenges?
  • Do you have a strong commitment to customer service and helping others?

ASSUMPTION: Commerce Bank values a collaborative, adaptable, and customer-focused work environment, and candidates should assess their fit with these values before applying.

⚠️ Potential Challenges

  • Handling a high volume of customer inquiries and requests
  • Meeting tight deadlines and Service Level Agreements (SLAs)
  • Navigating complex regulatory requirements and changes
  • Adapting to a hybrid work arrangement and balancing remote and on-site work

ASSUMPTION: This role may present challenges in managing a high volume of customer inquiries, meeting tight deadlines, and navigating complex regulatory requirements.

πŸ“ˆ Similar Roles Comparison

  • This role is similar to an Account Support Representative or Client Services Representative in the banking or financial services industry
  • However, this role has a stronger focus on regulatory compliance and underwriting
  • Career progression may include advancement within the Commercial Contracts department or transition to other roles within the banking industry

ASSUMPTION: While this role shares similarities with other Account Support or Client Services roles, its focus on regulatory compliance and underwriting sets it apart.

πŸ“ Sample Projects

  • Assisting with the underwriting of a large commercial client with complex financial needs
  • Researching and implementing process improvements to increase efficiency and accuracy
  • Developing and delivering training materials to educate internal stakeholders on regulatory changes

ASSUMPTION: Sample projects for this role may involve complex underwriting tasks, process improvement initiatives, and regulatory compliance training.

❓ Key Questions to Ask During Interview

  • Can you describe the team structure and dynamics within the Commercial Contracts department?
  • How does the company support the professional development and growth of its employees?
  • What are the most challenging aspects of this role, and how can I best prepare for them?
  • How does the company balance the need for regulatory compliance with the desire to provide exceptional customer service?
  • What is the company's approach to work-life balance, particularly for hybrid roles like this one?

ASSUMPTION: Interview questions should focus on team dynamics, professional development, role challenges, regulatory compliance, and work-life balance.

πŸ“Œ Next Steps for Applicants

To apply for this position:

  • Submit your application through this link
  • Tailor your resume to highlight relevant banking or card industry experience and skills
  • Write a cover letter emphasizing your understanding of regulatory requirements and commitment to customer service
  • Prepare for behavioral interview questions that focus on problem-solving, customer service, and adaptability
  • Follow up with the hiring manager one week after submitting your application to confirm receipt and express your interest in the role

⚠️ This job description contains AI-assisted information. Details should be verified directly with the employer before making decisions.